Is Life Insurance a Smart Investment?

When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. Permanent life insurance, … More Is Life Insurance a Smart Investment?

What Is an Alternative Investment?

An alternative investment is a financial asset that does not fall into one of the conventional investment categories. Conventional categories include stocks, bonds, and cash. Most alternative investment assets are held by institutional investors or accredited, high-net-worth individuals because of their complex nature, lack of regulation, and degree of risk. Alternative investments include private equity or venture … More What Is an Alternative Investment?

Learning The Difference B2B vs B2C Ecommerce

B2B vs B2C Ecommerce: What’s The Difference? For centuries, their rivalries have divided society … Cats vs dogs?Tea vs coffee?Superman vs Batman?Tupac vs Biggie? In the corporate landscape — particularly for those at the forefront of emerging online markets — a new rivalry has been born: B2B vs B2C. As with all things that intersect technology and commerce, it’s a … More Learning The Difference B2B vs B2C Ecommerce

What Is a Good Debt-to-Income Ratio?

We all have a sense that more income and less debt are both good things. But what’s the ideal ratio between income and debt? If your debt-to-income ratio is too high, any shock to your income could leave you with unsustainable levels of debt. Avoiding debt altogether has drawbacks, too (consider no-fee credit cards and secured credit cards if you are … More What Is a Good Debt-to-Income Ratio?

Cash Flow is Queen!

What is cash flow? The answer will relieve your stress about money and provide an ongoing stream of income Do you ever worry about your financial future? Perhaps you’re even worrying about your financial present. According to a study by Lexington Law, 26% of Americans are worried about spending more than they earn this year. Another study shows that … More Cash Flow is Queen!