Leveraging and Duplication

Archive for July, 2014

Difference Between Having A Business vs Self Employment

Business vs Self Employment

Its very important, if you want to have your own business, to understand the difference between a “business” and “self-employment”.

Self-employment is what most people create when they try to make their own business. Self-employment is basically a job… the only difference is that you no longer have a boss. You are both the boss and the employee.

Certainly, self-employment is more fun than working for someone else. But it has many problems. The biggest problem is over-work. For example, many lawyers are self-employed. But they work too much– 50, 60, 70, or more hours a week. In many ways, they don’t own their business,… their business owns them.

When self-employed, you are basically doing the same job you used to do for someone else. A key trait of self-employment is that your business only makes money when you work. If you take a vacation, your business stops making money (or makes less).

A true business is different. It is not the same as a job. A business is an organization of systems. It continues to work even when you are not working or present. You create systems by automating your business and/or training others to do parts of it. Your goal is to create a business that can run without you. Ideally, you should be able to disappear for 6 months… and the business continue working well while you’re gone.

This is easier said than done. To accomplish this, you must organize every part of your business. You must simplify all tasks and train people to accomplish them easily. You must create a strong, clear management system. You must automate every part of the business that you can… so that things happen automatically.

The Lada Group offers you a Fully Automated Business/Investor Opportunity

 To understand this idea better, I recommend the http://www.businesstoolbox.com/ladagroup

How Recycling Dollars Using Technology Creates Generation Wealth In The Community


As I meet and speak with community members from all over the country, I am guaranteed to hear them express concern about the dearth of sustainable black owned businesses.
Currently, black owned businesses are vastly underrepresented, accounting for less than 7% of all small owned businesses, even though we account for 13% of the population.  African Americans certainly have an entrepreneurial spirit as we  are more likely to start a business relative to other racial groups. But, limited access to resources (e.g., capital, clientele, etc.), increase our businesses’ likelihood to close its doors.  Research suggests that communities’ generational economic empowerment is linked to entrepreneurial success. Therefore, if we are serious about improving our communities, improving our schools, providing jobs (black businesses are the 2nd highest employer of African Americans after the government), we must advance and strengthen black owned businesses. See The LADA Group www.theladagroup.com

Over the weekend, The Nielsen Company released “The State of the African American Consumer”, a groundbreaking report projecting African Americans buying power at 1.1 Trillion dollars annually by 2015.

To illustrate how massive this figure is, if African Americans’ purchasing power equated to a country’s GDP, we would be the 16th largest country in the world!  What does this mean?  Black consumers have more economic power than we may realize. It is important to note that the 1.1 Trillion figure may not necessarily be all cash on hand, as we may be using credit cards and loans to make certain purchases.  Also, spending power increases and/or decreases with one’s income. However, as a collective, there is enormous potential for black consumers to leverage our economic power by way of supporting black owned businesses to foster community economic development. See how The LADA Group Leverages by clicking here: www.businesstoolbox.com/ladagroup

The NAACP and other organizations are constantly advocating for policies to create more opportunities for black owned businesses (e.g., increasing access to capital) to succeed.  But, while these organizations are affecting change at an institutional level, I want to highlight how we, as individuals, can foster an environment where more black businesses can thrive.

First, we must stop the massive “leakage” of our money out of our communities. 

Currently, a dollar circulates in Asian communities for a month, in Jewish communities approximately 20 days and white communities 17 days. How long does a dollar circulate in the black community? 6 hours!!! African American buying power is at 1.1 Trillion; and yet only 2 cents of every dollar an African American spends in this country goes to black owned businesses.

 Create your own Black Owned business here by investing into one another in a system that will pay each other. It’s a new Alternative Economic system that is needed today whereby the members pay each other in the community using technology. Learn more by watching these videos. There are 4 videos all attached together so keep watching after the first one play and you’ll see the others. Click here: www.recyclingyourdollarsonline.info. Article By Nicole Kenney, NAACP Economic Program Specialist

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Start a Church Members Personal Building Fund

The Lada Group Church Economic Plan

New Personal Building Fund for Church Members

Should churches help their members financially?

We need to understand the Church, and I am sure we would all agree that it is not the building, but the many members who represent the Body of Christ. For as the body is one and has many members, but all the members of that one body, being many, are one body, so also is Christ. 1 Corinthians 12:12 (NKJV) We as Christians have so erroneously disassociated the Body from the church. For the majority of Christians when we hear the word church (which one you go to?) we immediately associate becomes disproportioned would you not pay to have it made whole?

I think, maybe I am wrong, (if the bible is right I don’t think so!) we should be seeking the Word of God for guidance in such matters. For us to understand we need to look at, as my brother Richard called it the principle that Jesus used to met the need in the book of Acts. We need to look at the foundation that Jesus gave instructions for His apostles to lie.

All the believers were together and had everything in common. Selling their possessions and goods, they gave to anyone as he had need. Acts 2:44-45 (NIV) The one whom Jesus told upon this rock I will build my church Matthew 16:18 begin to take the money that was being given to anyone who had need. Also in Acts 4:32-37 they distributed as ANYONE had need. The apostles being filled with and lead by the Holy Spirit didn’t want the newly converted to become discouraged in financial matters as they were being taught. One of Satan’s most useful weapons is to distract in their livelihood.

I am not advocating that money should be just given to people ignorantly. We should be lenders and not borrowers. For the Lord your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you. Deuteronomy 15:6 (NKJV) One of the problem with the institutionalized church is, it teach doctrine and not the WORD! We want to teach and be all holy, but being holy is also being a good steward. Most of us coming into the body of Christ have not been taught how to be wise stewards, including the leaders. 

And the Lord said, Who then is that faithful and wise steward, whom his lord shall make ruler over his household, to give them their portion of meat in due season? Luke 12:42 (KJV) Churches should not only be helping people to grow spiritually, but as good stewards as well. In the process many may have to be pulled out of their financial mishaps by the body and taught the error of their ways.

Yes, I truly believe if you give a man a fish you feed him for a day, but if you teach him how to fish you will feed him for a lifetime. However, teach a man the biblical principles of steward not only will he be feed for a lifetime, but he will give for a lifetime. 

I have searched the Word of God closely and nowhere do I find it biblical the way funds are use within the institutionalized church. In Acts 2:41 when the three thousand souls were added to them, they didn’t do what we would do today (BUILD A MEGA BUILDING) continue reading a see what they did. Men today have left the biblical truths in which the foundation was laid. Christianity is simple study it, live it!

Luke 6:38 Give (members giving to each other), and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”  

Learn more on how the Church can help it’s members by allowing their members to be helpers to one another. www.theladagroup.com

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Solution To Underemployment The Lada Group Economic System

Underemployment definition

A situation in which a worker is employed, but not in the desired capacity, whether in terms of compensation, hours, or level of skill and experience. While not technically unemployed, the underemployed are often competing for available jobs.

Under-employed numbers are on the rise too masking unemployment figures

Sounds kind of funny, huh? Congratulating you for being under-employed might almost be taken as a slap in the face. But it’s definitely not meant that way. I for one admire the person that goes out and gets a job that isn’t exactly what they want, but at least provides them with temporary support, as opposed to the individual that moans and groans, makes one excuse after the other, and speaks long and loud about how the government isn’t doing enough to help them.

So for those of you that have a job and are looking to better yourself quicker or in a more meaningful way than what you’re doing now, this site was created for you..

What Is Underemployment?
Underemployment is when workers’ jobs are less than their skills, education or availability to work. There are two types of underemployment, according to the international Organization for Economic Cooperation and Development (OECD): visible and invisible.

Visible underemployment includes employees who are working less hours than is typical in their field. These part-timers are willing and able to work more hours, but cannot get full-time work. They often work two part-time jobs, just to make ends meet.

In invisible underemployment, workers are in full-time jobs, but their skills are not being thoroughly used. This type of underemployment is nearly impossible to measure without extensive surveying and a comparative analysis of skills vs job requirements. Very often, the workers themselves don’t realize their skills could be better utilized, whether in the same or different jobs. (Source: OECD Glossary, Underemployment)

There is another category of underemployed who fall into a statistical no man’s land. Even though they don’t have a job, they aren’t counted among theunemployed by the U.S. Bureau of Labor Statistics(BLS). Why not? The BLS only includes those who have looked for a job in the last four weeks. Instead, the BLS calls them “marginally attached to the labor force.” They have looked for a job sometime during the last year, would like to work, and are available. Within that group there is a sub-group who have just given up looking for work altogether. The BLS calls them “discouraged workers.” They could also be considered underemployed, although others say they should be counted to get the real unemployment rate.

Underemployment should also include those who are working full-time but are living below the poverty level, says Paul Osterman, co-director of the MIT Sloan Institute for Work and Employment Research. This category is also known as the “working poor.” According to Osterman, “The labor market is just not delivering for Americans what it should be delivering.” This definition of underemployment would include everyone who makes less than $10.50 an hour. (Source: U.S. News and World Report, The Ranks of the Underemployed Continue to Grow, October 19, 2011)

Causes of Underemployment:
The most obvious cause of a large rise in underemployment is a recession and the resultantcyclical unemployment. When there are more workers than there are jobs, and employees have been laid off by the thousands, they will take any job they can get to pay the bills.

Another cause of underemployment is technological change. For example, ATM machines have replaced the need for many bank tellers. These used to be the entry-level positions for a career in finance and banking. As a result, many college graduates take what they can as a home health care aide, waiter, or truck driver, since these positions aren’t easily replaced by computer technology. (Source: Care2.com, 1 in 2 College Graduates Unemployed or Underemployed, April 22, 2012)

Effects of Underemployment:
The exact effects of underemployment on an economy can remain hidden because it is difficult to measure. However, many of the effects of unemployment also apply to underemployment. First, is higher poverty levels. Without adequate income, families don’t buy as much. This reduces consumer demand, slowing business growth. As a result, the nation’s Gross Domestic Product (GDP) is lower, as is job growth. It’s a vicious, downward spiral.

If underemployment continues, workers lose the ability to update their skills with on-the-job training. These workers may eventually find they can never return to their former field without training, or must retrain for another field, or simply downscale their lifestyle and accept long-term underemployment.

Younger people may find they never get a good start to their career. Forced to take jobs that are beneath their skills, they don’t get on the right career track. They don’t receive the mentoring needed to get increased responsibility that would update their skills. By the time the recession is over, they are competing with a new batch of high school or college graduates for entry-level positions in their fields.

In extreme cases, youth underemployment can lead to civil unrest and violence. For example, one fourth of all young people were unemployed in the Middle East, leading to the Arab Spring. Unfortunately, these unemployment rates have only risen since then and could get to 29% by 2016. (Source: FT.com, Youth Unemployment to Remain High, May 21, 2012)

Underemployment Rate:
The BLS specifically states it does not measure underemployment, as it is too difficult. However, it does measure one aspect of visible underemployment. That’s the category Part-time for Economic Reasons in the “Employment Situation Summary Table A. Household data, seasonally adjusted” report. It separately breaks out workers who are part-time because they could only find part-time work.

The BLS also captures data that can be used to measure other broader definitions of underemployment. Here’s the designations:
U-1 Persons unemployed 15 weeks or longer, as a percent of the civilian labor force.
U-2 Job losers and persons who completed temporary jobs, as a percent of the civilian labor force.
U-3 Total unemployed, as a percent of the civilian labor force (official unemployment rate).
U-4 Total unemployed plus discouraged workers, as a percent of the civilian labor force plus discouraged workers.
U-5 Total unemployed, plus discouraged workers, plus all other persons marginally attached to the labor force, as a percent of the civilian labor force plus all persons marginally attached to the labor force.
U-6 Total unemployed, plus all persons marginally attached to the labor force, plus total employed part time for economic reasons, as a percent of the civilian labor force plus all persons marginally attached to the labor force. (Source: BLS, Table A15. Alternative Measures of Labor Underutilization) 

Overeducated and Underemployed:
Underemployment has a more adverse effect on those with college or post-graduate degrees. A 2012 Gallup poll asked the underemployed (which included unemployed in the survey) to rate whether they felt they were thriving or not. Just a little more than half of the underemployed said they were, compared to roughly 70% of their employed colleagues. There was a 17 point discrepancy.

Among those with high school diplomas or less, only 41% said they were thriving, but this was only 10 points lower than their employed colleagues. Underemployment has a greater effect on the life satisfaction for the educated than the less educated. (Source: Gallup Wellbeing,Underemployment Tougher on Highly Educated Americans, June 29, 2011) Article updated June 9, 2012

See The Lada Group Solution to Underemployment Videos Click Here

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Today is The Techno-Info-Edutainment Age?

How to Become A Virtual Millionaire

We have determined that it would be much easier to create the lifestyle of a millionaire by focusing on creating income. So, we have done our best to become an expert in this very different way of thinking about the financial independence.

Let’s begin this lesson with a definition of the term Virtual Millionaire. This is an expression, known to the CPAs, but unknown to the general public.

Virtual Millionaire – An individual that has zero debt and a passive or near passive income of at least 60,000 a year/$5,000 a month.

You see, if you can produce $60,000 in a year in dependable passive income, this would be the equivalent of having $1,000,000 in the bank at 6%.

If building wealth for you and your family is what you desire than you must first understand where does money come from? To figure out the Mystery behind building wealth you must know the history of building wealth. Watch Video by clicking on the money below with the arrow.

First since the beginning of time yr 0-1750. We lived in an Agricultural age.
Meaning Land equal Wealth. You were either born rich or poor. If your family had the land you were rich and if they didn’t they were poor and worked for the land owner which is The Landlord. The Person who Owns the land. Question Are You a Landlord today?

During this era things were slow to changes. There was no technology back then. The land owner either planted seed to grow crops or raised Animals (livestock) to sell or barter. It was very hard to double or triple your money back then because you were limited by how much land you own. Crops grow in season so you can’t gather all your crop and expect some more to grow back immediately because they grow in season. Same with your livestock. It takes time for them to mature before you can take them to the marketplace.

Then from 1750 – 1950 We were in the Industrial Age
Machines equaled Wealth. When machines came in you were able to produce and gather your crop faster. You need machines to move the product to the market place where ever that was. You no longer had to work from Sun-up to Sunset. You now could work 5 days a week 8 hrs a day. Employers offered to pay for your education if you would go to school and get a management degree so you could manage the people who run the machines instead of being a worker on the machines.
This was the era of education (go to school and get and good education so you can get a good job. Also introduced during this time was the retirement plan and the middle class. People now had extra time and money. This was the era of the MBA. Masters in Business Administration. This where your employer offers to double your money for you to run the entire operation for them while they go and enjoy life.

1950 – 1978 Distribution Age
Outlets equal Wealth. Franchising was introduced. McDonalds, Chain stores, Network Marketing, and Walmart in 1960 became the richest family in the world at that time and when Sam Walton died his wife and children became the top 5 richest people in the world. So during this era this is where you acquired wealth.

1978 – 2004 was the Information Age
Who ever controlled the flow of information Controlled the Wealth. For example Google Adsense and other Pay per Click Sites. They started pay per click when they would charge the advertiser for each time someone clicked on their link. Different links were all over the page just like you see today with Ads running in the Sidebar of a website trying to draw your attention.

2004 – 2009  Was the TECHNO-INFO-EDUTAINMENT AGE. Today with technology the playing field to accomplish Wealth has been Leveled. Today just about everybody has a smart phone with an internet connection. If you have that you don’t have to look for a job you can create one for yourself and others. You just need the knowledge to know how to do that and that is what we are going to show you from The Lada Group.

2009 – ???? Is the Partnership Age and Who knows where this is going to end

partnership is an arrangement in which two or more individuals share the profits and liabilities of a business venture. Various arrangements are possible: all partners might share liabilities and profits equally, or some partners may have limited liability.

Who are you collaborating with to build wealth. You need a Proven System which one are you using?

If you want to build Wealth Today you have to be in the right Economic System. One that will help you to create money automatically. That is how the banks get their money. They create it out of nothing. All you need to do is turn on the switch by getting started. They say it’s the start that stops most people. What’s Stopping You?


It is combining all the Economic Systems that ever existed into One Platform learn more at the (Virtual Millionaire Club).  An Internet connection that provides you with info on how to plant seeds like they did back in the Agricultural age but using up-to-date technology.

lada group make money with computer tablet smartphoneYour smart phone, tablet, laptop, and desktops are the machines like they used in the Industrial Age but now using modern technology.

Your phone is your distribution center like they used back in the distribution era but now using modern technology.

Your phone is TECHNOLOGY. The technology changes daily for the better. You just need to learn how to use it. Your computer it is just like your human brain. It has in it everything you need to succeed you just need to know how to pull the information that you need out.

Your phone is now full of information in which they used during the Information Age and still using today. If you don’t know something all you need to do is just Google It and you’ll find the answer. All this brings us to where we are today.The TECHNO-INFO-EDUTAINMENT AGE Using Technology to share information to Educate in a Entertaining Way.  Welcome to The LADA Group.

As you can see the Changes in Economics era”s comes a lot faster today than back in the Agricultural Age. As you can see the times between each Wealth Building opportunity gets shorter and shorter. And each Economic Era get better and easier. Today we’re in another Wealth Building Era called: The TECHNO-INFO-EDUTAINMENT AGE  What are you waiting for? We have the Solution. Your Money is waiting for you to come get it. We are going to show you how your money will work for you instead of you working for it. Get started by clicking here

lada group cash flow quadrant 2 linear vs residual

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Job vs Work Do You Know The Difference?

Job vs Work

“Work” and “job” are two words that have similar yet different meanings. Although they are used interchangeably, their meanings may differ according to how they are used.

The use of the word “job” to describe a piece of work was first recorded in the 1550s. It comes from the Middle English word “gobben” which means “lump or mass.” It is a noun that is used to refer to work that an individual does for a living.

“Job” is defined as “an activity that an individual performs in exchange for a specific fee or payment.” It is also referred to as an occupation, profession, career, or trade. It is a responsibility of an individual towards his employer (slave master) that he must perform well because he is paid for it. A job is a formal kind of work. When one is hired for a job, he has to get into a contract with his employer (slave master), and he has to abide by the regulations of the company. In a job, the goals and targets are more specific and well laid out for the employees to follow and achieve.

It refers to a specific type of employment wherein the individual’s role or position is clearly defined. It involves working on a specific task with the expectation of being compensated for the job done. The term “job” is also used in lieu of the word “work,” but work has separate connotations.

The word “work” is used as a noun as well as a verb. The noun work first appeared in the 1650s to refer to an industrial place. It comes from the Old English word “worc” or “weorc” which means “something done, action, or business.” “Work” is defined as “a physical or mental activity that is performed in order to accomplish or produce something.” It is something that an individual does in the performance of his job or of his responsibilities towards his employers or other people.

It has a broader meaning and can refer to all kinds of activities that an individual does. It can be something that one does in the performance of his responsibilities to his family such as cooking their food and cleaning the house. It can also be something that one does because he loves doing it like gardening or helping out in church. An individual does not always have to be paid for his work unlike a job in which he is paid for accomplishing.

1.A job is an activity that an individual performs in exchange for payment while work is an activity that an individual performs in order to produce or accomplish something.

2.Individuals perform their jobs in order to get monetary compensation while people work on something not only to earn but also as part of their responsibility towards others which does not involve any compensation.

3.“Work” is a general term that refers to all activities that one does while “job” is more specific.
4.The word “work” comes from the Old English word “weorc” or “worc” while the word “job” comes from the Middle English word “gobben.”

The Lada Group give you the opportunity to go to Work to Create Jobs for those that want to work them. Get started by clicking here

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Urban Broadcast News Network Joins Lada Group

Urban Broadcast News Network (UBNNSD-TV) will be on “Sixplusone7” Website www.sixplusone7.com Under the Heading News.

26f2130[1]Willie Williams Director of Broadcast Operations Greater San Diego Area Broadcast Media

I‘ve worked in the Broadcast industry for at least 22 years, which includes three years experience in broadcast news as a production technician, Videographer, Editor and Producer. I have also written & produced several public service announcements, commercial spots, and a micro-radio drama.

As a freelancer, I have worked for clients such as, All Mobile Video, ESPN2, NBC Sports, Crain Communications, and Cox CH 4 San Diego, Cox CH 3,in Orange County. The events covered were the first two X-Games competition and the most recent two Super Bowls held in San Diego.

My film credits are as followed: Atomic Film Productions, – Passing Through, Superhero Form 3254-A, Mr. Murte, Death is Coming, The Whisper, Three Girls Name Bunny, Devil’s Breath, The Crossing and my personal project Night Visitors, which I wrote, and directed.

My most recent accomplishments: In 2009 Devil’s Breath was nominated at the Pacific Southwest Emmy Awards, In addition to that, I am the Director of Broadcast Operations at UBNNSD-TV, The Urban Broadcast News Network San Diego, in association the Urban League of San Diego County. I have had the opportunity to cover daring rescues missions by the Desert Angels, a volunteer search and rescue team assigned to locating lost migrant worker lose in the San Diego/ Mexico border mountain region. The documentary is schedule to be completed by late 2012.

My Goal is to build (UBNNSD-TV),The Urban Broadcast News Network San Diego, into an urban community broadcasting enterprise that will promote the uniqueness of the under serve community of San Diego County .

Specialties: Storytelling, Producing award winning documentaries Writing, Shooting, Editing and Directing.

The Urban Broadcast News Network is a subsidiary of the Urban League of San Diego County. UBNNSD-TV, represents the views of San Diego’s underserved and overlooked urban community by the mainstream media, as it relates to the positive lifestyle of those living and working in the inner city. Our slogan is, “Urban News with today’s Views”.  As a positive news source, our goal at UBNNSD-TV is to highlight news worthy stories within the urban community that are under reported or not reported at all by the local media.

In addition UBNNSD-TV just joined “The Lada Group“, UBNNSD-TV purpose is to prepare future broadcaster and television personalities such as anchors, reporters, writers, producers, and production personnel for broadcasting assignments over the airways, and develop a strong cyber infrastructure processing this data over the internet.

The Urban Broadcast News Network will hold an eight week television boot camp for youth between the ages of 16-18. Participants will be trained in the art of television news broadcasting and interviews. Students must be highly motivated, hard working and have a willingness to learn. After about seven weeks into the program students will create, produce, write, shoot, and direct a 10 min. program. The topic will center on community leadership.  Learn more by clicking here

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