Leveraging and Duplication

Archive for December, 2016



Make Money with Your Smartphone


Recycle | Definition of Recycle by Merriam-Webster

 To make something new from (something that has been used before) Co-Op’s

ROSCAs a (Rotating Savings and Credit Association) also known as “the poor man’s bank, where money is not idle for long but changes hands rapidly, satisfying both consumption and production needs.Each member contributes the same amount and one member takes the whole sum once. As a result, each member is able to access a larger sum of money during the life of the ROSCA, and use it for whatever purpose she or he wishes. This method of saving is a popular alternative to the risks of saving at home, where family and relatives may demand access to savings.

Why co-ops matter

Cooperation is defined as working together towards the same end, and joining forces to accomplish a task that one can’t achieve alone. Simply put, co-ops provide the framework that allows people to get what they want in a way that better meets their economic, social and cultural needs.

Definition of exchange

  1. The act of giving or taking one thing in return for another. 2. The act or process of substituting one thing for another. 3. Reciprocal giving and receiving something offered, given, or received in an exchange

IOU Definition

An IOU is an informal document that acknowledges a debt owed, and iouthis debt does not necessarily involve a monetary value as it can also involve physical products. … Because of this uncertainty, an IOU is generally not a negotiable instrument during litigation or negotiations.

 What Is Money And How Is It Created?

 Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts

 Currency Definition

Currency is a generally accepted form of money, including coins and paper notes, which is issued by a government and circulated within an economy. Used as a medium of exchange for goods and services,currency is the basis for trade.

fiat-moneyFiat Money Definition

Fiat money is currency that a government has declared to be legal tender, but it is not backed by a physical commodity. The value of fiat money is derived from the relationship between supply and demand rather than the value of the material that the money is made of.


What is a bitcoin?

Bitcoin is a consensus network that enables a new payment system and a completely digital money. It is the first decentralized peer-to-peer payment network that is powered by its users with no central authority or middlemen. From a user perspective, Bitcoin is pretty much like cash for the Internet.
cryptocurrency-blockchain Cryptocurrency: A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange using cryptography to secure the transactions and to control the creation of additional units of the currency. Cryptocurrencies are a subset of alternative currencies, or specifically of digital currencies.

 How Leverage Works In Investments

Leverage is the strategy of using borrowed money to increase return on an investment. If the return on the total value invested in the security (your own cash plus borrowed funds) is higher than the interest you pay on the borrowed funds, you can make significant profit.

 leverage-scaleLeverage Definition

Leverage is the use of various financial instruments or borrowed capital, such as margin, to increase the potential return of an investment.

 What is other people’s money (OPM)?

pay-yourself-firstMoney borrowed as unsecured loans, or contributed by smaller stockholders (shareholders). Equated with its abbreviation’s homonym (opium) in its narcotic power on people who forget it is an obligation that must be accounted for, and repaid in some way.

 What is a Money Cycler? – Money Cyclers are Worth Joining.


Money cycler systems, also referred to as money doublers, can be a great way to generate some extra income on the side. In a money cycler system you pay a one time payment. This one time payment, depending on the system you join, is usually very cheap (usually between $5 and $25).

There’s no monthly fees involved. A one-time payment buys your way into the system. This is great since a one time payment (usually a small payment) is not very risky and the potential return on that investment could be huge. In money cycler systems, as with other network marketing systems, you are put into a matrix.

ultimate-cycler-2x2-matrix The matrices are usually very small. (2×2, 3×2, 2×1, etc…). So once you fill up this small matrix you cycle which means you start over, filling another small matrix and this happens a certain number of times depending on the system you join.

Today you need a System to Create Money like Banks do using O.P.M Other Peoples MoneyA system is a set of interacting or interdependent component parts forming a complex or intricate whole. Every system is delineated by its spatial and temporal boundaries, surrounded and influenced by its environment, described by its structure and purpose and expressed in its functioning.

 Now our system has its own Quadruple payment plan, this is generally what happens when you cycle.You can have all seven levels recycling over and over at the same time.

Definition of quadruple: To increase four times in size, strength, amount, or number

ultimate-cycler-compensation-chart A percentage of the money from everyone in your matrix is paid out to you, another percentage is paid out to your upline and/or your sponsor, and the other percentage is paid to purchase your way into the next cycle and this is usually double the cost you paid to join in the first place, which means your next cycle will be double the size in payouts.

The great thing about this is that most all of these systems pay out 100% of the commissions to the members. With a lot of other network marketing systems, they may payout much less in commissions. This is especially true in systems where you’re paying a monthly payment and receiving an actual physical product, such as some sort of juice, or some weight-loss pills, or whatever else the product may be. With money cycler systems, the product is always something intangible such as ebooks, audio books, videos, etc….


There is never a physical product since it would cost the owner of the system so much money to make the product, thus cutting into the money he/she could be paying out to the affiliates. So the owner would never be able to payout 100% commissions since so much of the profits would need to go back into buying more product.

But when the product is intangible like digital products this is not a problem. the-money-game-header2

Learn how to Win the money game www.recyclingyourdollarsonline.info


LADA GROUP Empowering you to Empower Other




US schools get failing grade for financial literacy education
Nearly Two-Thirds of Americans Can’t Pass a Basic Test of Financial Literacy


Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others.

Most American teens are not learning in high school about the basics of paying bills, building good credit and avoiding debt, even as they’re increasingly relying on student loans to finance their higher education, according to a new financial literacy study.

Ninety-three percent of Americans believe all high school students should be required to take a class in financial education. And yes, teens themselves want to learn money management skills. Eighty-six percent of teens indicate they’d rather learn about money management in a class before making mistakes in the real world.


You must know the Difference Between …..Earning Money And Making Money because they Are Different

When adults and teens learn that there is a big difference between “earning” money and “making” money, they get excited because they’ve just learned there is an alternative to having a job for the rest of their lives.

The concept of making money often gets a bad rap because people sometimes associate making money with get-rich-quick or pyramid schemes. Making money, however, means something entirely different.

Let’s contrast making money with earning money to learn the difference and see why understanding that difference is so important when it comes to becoming financially free.

earn-money What it means to earn money 

You earn money when you trade your time and energy for money. In other words, you work for an hour,  you get paid for an hour. It doesn’t matter whether you’re being paid by the hour or you receive a monthly salary – you’re still paid by someone else in exchange for your time and energy.

It’s important to remember that when you’re earning money, you are usually dependent upon some other entity – be it an individual, business, non-profit organization or government div – for the money that supports your lifestyle. Also remember that, generally speaking, your time and energy are finite resources. There are only 24 hours in a day and you only have so much physical and mental energy to go around.

An additional distinction is that when you earn money, you only get paid once for every hour you work. Remember this as we explore the idea of making money next. This is where it starts to get interesting (and a whole lot more fun).

 What it means to make money 

Making money is when you use your own time and energy and a bit of creativity once, and get paid over and over and over again. Making money puts you in the driver’s seat. It allows you to be independent, not dependent on someone else controlling your wealth potential on a regular basis.

Making money can look like …what-it-means-to-make-money

  • Creating a new or improved product the market needs and wants that you can sell over and over again.
  • Writing a book and getting paid every time it sells, sometimes for the rest of your life.
  • Coming up with an invention that you sell or license to a person or company and for which you receive an ongoing royalty.
  • Writing a play that you license to a production company, who turns it into a TV show or movie.
  • Composing a jingle for a commercial where you get paid every time it plays.
  • Investing in rental properties and renting them out for more than the mortgage and other expenses.
  • Investing in a parking lot where you rent out the same spaces day after day after day.
  • Installing ATM machines in stores where you get a small percentage of every transaction.
  • Building an Internet marketing business that you put on autopilot that creates monthly income (cash flow) for you.
  • Investing in dividend-producing stocks or other interest-producing financial instruments that pay out regularly.

You get the idea. The point is that you do it once and get paid over and over and over for it. Some people refer to this as passive income as opposed to earned income, but anyone who has their money invested in an income-producing asset knows it’s rarely completely passive. There is usually some, or much, work that must be done to ensure that the asset continues to produce a regular income on which you can live.

Which comes first, Earning Money or Making Money?

That depends on whether you believe in the saying, “It takes money to make money.” If you believe this, then you’re probably going to earn money first in order to invest it into the types of assets you choose to use to make money on a regular basis.

However, if you believe that it doesn’t always require your money to make money, you might be able to start making money right away by using what is referred to as “other people’s money.” This concept is called leverage.

Lastly, sometimes it doesn’t take much money to create an income-producing asset. Sometimes we’re simply in the right place with the right idea surrounded by the right people and what happens seems easy and miraculous … and maybe it is!

Why is leverage so important? leveraging internet marketing success

Leverage is when you utilize other people’s time, energy and money to make YOU money. And leverage is a great thing. It’s also how many financially free people get, and stay, financially free.

Using someone else’s money to make you money could look like:

  • Hiring a ghostwriter to write or help you write a book quicker than you might be able to do yourself.
  • Finding an inventor and creating a partnership where he/she invents and you market the inventions, or vice versa. Joint venturing is a wonderful way to start making money.
  • Taking your idea for a play to someone who is already a playwright but who hasn’t been successful financially yet, and then partnering with that person to get the play written.
  • Hiring someone to write music for you while you develop relationships with advertising companies looking for jingles.
  • Learning how to spot profitable real estate deals and then working with an investor who doesn’t have the knowledge or time to find the deals but does have the money for the down payment – and maybe borrowing the balance you need to buy the property from a lender.
  • Borrowing money for a piece of real estate from a bank or other investor to help you invest in cash-flow-producing real estate.

You get the idea. You don’t necessarily have to have all the money yourself in order to invest in an asset that is going to make you money on a regular basis. Quite often, it is nice when you control the whole process, but using leverage to partner with someone in the beginning of your making-money career can be a great way to get started.

So why is it so important to understand the difference between earning money and making money?

Eventually, once you’re making enough money to cover the expenses of your chosen lifestyle, you’re what we call “financially free.” At this point, it’s completely up to you to continue earning money (i.e., giving up your day job) to live off the money you’re making.

You can also choose, like most financially-free people do, to continue building the amount of money you make so you can take this extra money and do a whole lot of good in the world.

While you’re at it, if you have children, make sure that you teach them these concepts while they’re young. It may just make the difference between having an adult child who creates a financially success life and one who, at some point, has to come live at home for awhile to get back on his or her feet. Click on the Money Game image below to learn more about how to handle money in real life. Things you were not taught in School


What are you waiting for?  How to make some real money using the “PayMeForward” system, the question is will you!

pay me forward


The system was designed in such a way that it can be used by Fundraisers, such as for Charities, Schools, Clubs, Churches, non-profits, family, and personal financial needs etc., etc. The donations are NOT collected by the Administrator, nor are they automated by the system, rather donations are sent directly and personally from one member to another member, from one member’s payment processor to another member’s payment processor. Click on Join Now below to learn more and Join us here

pay me forward



The Community Empowerment Fund offers savings opportunities, financial education, and assertive support to individuals who are seeking employment, housing, and financial freedom.

How to “Pay Yourself First”to build Generational Wealth

“UNITY” is being together or at one with someone or something. It’s the opposite of being divided. Is your community connected like this ?
COMMUNITY broken down really means:

C = Colaboration
O = Of
M = Members
M = Money
U = Uniting
N = Neighbors (Family, Friends, Associates)
I = Investing
T = Together (To Create A)
Y = Yield

Yield is ROI return on Investment.

Have you heard of DrClaud Anderson a black empowerment leader that focuses on economic development. Currently, he is head of dr anderson harvest think tankthe Harvest Institute, a black think tank and his research showed that blacks had to build a vertically integrated economy by the year 2013, or there would never be enough capital in the black community for us to be competitive. As we can see today this has become a true statement. Here is a Solution to catch up Financially. Use the Cash Flow Quadrant


Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom

PMF is a Giving and Receiving Sowing and Reaping Peer to Peer Direct Payment System and one of the best business opportunity I have been a part of. With all of the help from other members, we are growing as a unit and that’s what I love about PMF. We have one of the best comp plans around.



pay me forward

Network economics refers to business economics that benefit from the network effect. It is also known as Netromix. This is when the value of a good or service increases when others buy the same good or service over and over from each other. phone-dollars

The bottom line is this. We network so We can make some money. That’s why our concentration is on the fastest and most direct Peer to Peer way to get the money without it interfering with what you’re already doing. We are considered as a added value to what you’re already doing. Now let’s talk about The Smartphone and Pay Me Forward


A Money cycler system, also referred to as money doublers, can be a great way to generate some extra income on the side. In a money cycler system you make a one time payment. That one time payment with us is just $25 one time out of pocket. The chart below shows you what you’ll be receiving  once you start using (OPM) other people money that you’ll be receiving  to step-up in the system. Remember this is your money working for you 24/7. So pay yourself first in a system that is designed to double your money before you pay your bills.


When you Cycle….. If you add up the 7 different donation level together it comes to $12,700 and you can repeat this cycle over and over creating Residual Income

A business center represent a member and all payments are member to member.

The Meaning of Numbers in the Bible. Seven is the number of completeness and perfection (both physical and spiritual). It derives much of its meaning from being tied directly to God’s creation of all things.

PMF has seven levels above the initial $10 PLR License Fee. ($25, $50, $100, $200, $400, $800 & $1600). We call them “financial vehicles” because they do just that… they get you to where you want to go much faster.

ultimate-cycler-2x2-matrix What most members do is to take a portion of the profits and leverage it to the next higher level.


Note: As soon as a sale happens on your payline of 4 people, you get paid. There is no waiting for it to fill up and “cycle” to get paid. This makes the process faster and ensures a 100% NET payout.

So how can you accelerate the process of making money?

The above is only one way to upgrade. If you want to be “ALL IN” and not wait to cycle before upgrading thus positioning yourself at the higher Business Centers faster, all you need to do is be paid at a level and the system will allow you to upgrade to the next higher level.

This will give you an amazingly powerful story to tell your people and cause many of them to follow your lead to upgrade.

Which method you choose is of course, your decision, but it’s how most of the leaders are “speeding” the process and creating incredible stories of success!


How Many People Do You Have in Your Personal contacts?

(Associates, Family members, Facebook friends and Cellphone Contact List)

Get Two Who Duplicate!

Peer to Peer Members pay each other for the sale of the products in the members back office library of audios, videos and digital products. NO waiting to get paid by the company. Cycle as many times as you want for unlimited income potential. As incredible as it sounds, the pay system works and you make maximum pay per sale.

It takes 6 people to Cycle and You will earn $12,700 for a complete cycle – $3175 cost to cycle….then you will earn $9525 net profit for every cycle 

Your 6 people will need 6 so they can cycle too and follow you to the next level that’s 36 people. The same people you sponsor will always follow you to keep you cycling.


1200 members divided by 6 = 200 business center cycles..200 x $12,700 = $2,540,000 gross/ 200 x $9525 = $1,917,000 net profit

600 members divided by 6 = 100 business center cycles…100 x $12,700 = $1,270,000 gross/ 100 x $9525 = $952,500 net profit

300 members divided by 6 = 50 business center cycles…50 x $12,700 = $635,000 gross/ 50 x $9525 = $476,250 net profit

150 members divided by 6 = 25 business center cycles…25 x $12,700 = $317,000 gross/ 25 x $9525 = $238,125 net profit

100 members divided by 6 = 16.6 business center cycles…16.6 x $12,700 = $210,820 gross/ 16.6 x $9525 = $158,115 net profit

50 members divided by 6 = 8.3 business center cycles…8.3 x $12,700 = $105,410 gross/ 8.3 x $9525 = $79,057 net profit

25 members divided by 6 = 4.16 business center cycles…4.16 x $12,700 = $52,832 gross/ 4.16 x $9525 = $39,624 net profit

10 members divided by 6 =  1.6 business cycles…1.6 x $12,700 =  $20,320 gross/ 1.6 x $9525 = $15,240 net profit

Now it’s your time to be in front of the global wave. Take Action and get on board the PAY ME FORWARD phenomenon!

paymeforward join now


 *Above are not income claims but to illustrate how the system works. Income earned depends on many factors including the time and effort from each individual.









Tired Of Being Broke Connect withThe LADA Group

Tired of Being Broke?

ultimate cycler 100 hundred dollars
I’m about to reveal something super powerful to you. It will open up a whole new world for and it will probably change your life (for the better). I have discovered a very big secret when I was just 19 years old. I was just a kid when I discovered the secret to financial freedom.

I know…not many people are so lucky, but now you have the opportunity to learn my exact secrets for making more money than you can imagine.

Before I get into the what it is, I need to warm you up a bit. How sick and tired are you about your current financial status? How sick and tired are you of not having enough money to buy luxury items you desire? How sick and tired are you?

Pretty much fed up right? I was in the same position you know. Yeah, I was in the same exact position as you.
– Completely broke.
– No parents to run to.
– Horrible Job.
– A future to take care of.

You see, I had some family problems (early death of  a father) that led me to basically take care of myself. At the age of 19 you don’t really know what to make of a responsibility like that. I mean…it was my life… the biggest responsibility of all.
I had to work to save money for college. I never had enough money for anything else, not even a social life! How horrible is that? I’m sure you can relate to the financial situation in some sort of way right?

Well…I’m here to tell you that you can finally stop worrying. I’m going to share with you my secret to success.

So what is this secret?
It all came to me in the post one day. I remember taking the mail out of the mail box one Tuesday. Never in my wildest dreams did I think that FOUR WORDS were going to change my ENTIRE LIFE.
I opened the mail and I got a direct sales letter. The headline read, “Start An Online Business”.

The lights went on. The fireworks went off. The shovel hit the dirt.
Those 4 little words paved my entire life ahead of me. A life full of happiness and money.
I realized that I DON’T need a fancy degree or even a lot of money to start my own online business. I realized that I can make REAL money in a virtual world!

So my question goes to you again. Are you sick and tired of not having ENOUGH money?

Well then start an online business! I cannot emphasize this more. Start your very own digital online business NOW. You don’t even need a product in order to start an online business. It’s known as Network marketing and with the right training, you can seriously cash in with that method.

The very first thing you need to do is WANT to succeed. You need to want it really bad.

Here are some benefits of making money on the internet:
1. You are your own boss (beat that!)
2. You’ll have more time for yourself
3. You’ll have more time for your friends and/or family!
4. You’ll have LOADS of money to burn!
5. Live the life of your dreams.

Ok, so how do you successfully start an online business Click on the ULTIMATE CYCLER?


God truly wants you to be a blessing to other people during these bad economic times. God wants us to be helpers to One Another By sharing with them Our Cash Leveraging, Cash Flow System that you can bless others by sharing
You can have everything in Life you want If you will help enough people get what that want. Zig Zigler

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