Leveraging and Duplication

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Living Within Your Budget

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To live within your budget simply means that outflow or expenditure does not exceed income. How is this possible today? It takes discipline. That means that instead of giving in to the idea of keeping up with the Jones or allowing the acquisition of things to steal away solvency, one makes the choice to forgo instant gratification with a view to a long term goal.

Many people have a hole in their pocket through which their cash falls. They do not know what they have or what they spend. Keeping track of every penny spent for even one week is a real eye opener. Setting a budget and seeking to live within it means that we limit ourselves now in order to achieve the worthier goal of monetary solvency.

One of the first steps that must be taken in the pursuit to live within one’s budget is to make a list of real needs and the realistic costs of those needs. It is essential to distinguish wants from needs. We must recognize that wants are those things which are expedient, while needs (such as housing, food, and essential clothing) are not.

The next step is to control spending by keeping track of what is spent and on what it is spent. If our expenditures exceed our income then there has to be some “belt tightening” in order to bring these costs into line. Again, this is simply a matter of exercising self-discipline. Merely earning more money does not make the difference; it is the management of the money that we have that is the issue.

Those who successfully live within a budget use their money rather than allowing their money to use them. When setting up a budget there are two essential items that must go at the top of the list. The first is to set aside money for charity. Many people give a tenth of the gross income back to God. This is a principle known as tithing that has been proven time and again. When one gives the tithe to the LORD, the rest of the 90% goes farther based on the principle that we cannot out-give God. “Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you” (Luke 6:38, NIV).

The next step is to create a savings account in which some money will be put away for long-term goals. How do we save? Again, it is a matter of self-discipline. For example, many people cut coupons or use rebates to save money on purchases. It is amazing to note how much money these practices can save on purchases each week. Once the habit of saving a little is started, it becomes easier and easier to do.

Another good use of money is to have one major credit card for which the balance is paid off each month. This is an efficient practice for keeping track of expenditures, while also serving as a way to build up a good credit history.

If you have a house payment, another example of a good money use is to pay an extra amount toward principle each month. Even a small amount each month shortens the length of the loan and saves interest that is paid to the lender.

The point is that living within your budget is accomplished through a series of choices which builds up the self-discipline needed to stick to that budget and stay the course. From this point-of-view, the principles of giving to God first and seeking to live a life that brings glory to Him serve as the plumb line by which we determine how to spend the money that He blesses us with.

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Jesus and Money….LADA

Did Jesus give us any financial guidance?

Although the New Testament does tell us about Jesus and money, it does not reveal whether or not He carried any Himself. We are told that Judas carried the moneybag for the group of disciples ( John 12:5). So Jesus delegated that responsibility to others in the band that traveled with Him, and they bought the bread that was needed for themselves and Jesus.

However, Jesus recognized the importance of money and the proper use of it, and He spoke of that principle many times. When the rich young ruler came to Jesus asking what he could do to inherit eternal life, Jesus told him to sell all he had, and the young man went away sorrowing (Luke 18:18-23). Jesus used this incident to state, “How hard it is for the rich to enter the kingdom of God! Indeed, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” Those who heard this asked, “Who then can be saved?” Jesus replied, “What is impossible with men is possible with God.”(Luke 18:24-27, NIV). It is possible with God for we know that a rich man named Joseph of Arimathea gave his tomb for Jesus to be laid in (Matthew 27:57).

The position of Jesus and money in regards to taxes and giving to God is also made clear through Jesus’ teaching. When the Pharisees tried to tempt Jesus to speak out against Rome, Jesus gave them a principle that holds true today when he said to them, “Give to Caesar what is Caesar’s, and to God what is God’s” (Matthew 22:21, NIV). In other words, be subject to the powers over you (Romans 13:1-7) and pay taxes or tribute, as it is required. At another time, God supplied the money for Jesus’ tribute or tax through the mouth of a fish (Matthew 17:24-27).

Jesus also gave a parable about the correct stewardship of money in Matthew 25:14-30. Two of the servants who received their master’s talents were wise stewards, gaining more from what they had been given, and were thus rewarded. The one foolish servant who misused the master’s talents, lost that talent and his reward. The principle is that all that we have belongs to the LORD and how we use it, as wise and good stewards will determine rewards. These “talents” are inclusive of all of the details of our lives: time, money, relationships, and gifts. All we have is by the grace of God and being a wise servant who does all to the glory of God is our “reasonable service” (Romans 12:1, KJV).

Jesus’ teaching on the details of life, which includes money, was that God would provide for all of the believer’s needs. “But seek first his kingdom and his righteousness, and all these things will be given to you as well.” (Matthew 6:33, NIV). This truth is certainly illustrated by the widow’s two mites (Mark 12:42). Whereas she gave to God all that she had, there were some rich who cast into the temple treasury from their abundance just for the show of it. The lesson that Jesus gave in all this was that the widow gave more than all of the others. The implication here is that she gave her all to God and trusted Him to supply her need.
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Solving Money Problems with LADA

The LADA Way to Solve Money Problems

How do you solve money problems?
1. Stop spending
2. Worry
3. Blame someone or something
4. Give up
5. Go further into debt
6. Sell a possession
7. Become depressed
8. Complain
9. Cheat or steal
10. Hope someone will just give you the money you need

Of course, none of these solutions help you gain more money.
However, this solution is effective.

“I answer money problems with lots of money, not with worry or sadness or impractical hope.” — L. Ron Hubbard

Ecclesiastes 10:19 (NIV)  A feast is made for laughter, wine makes life merry,
and money is the answer for everything.

You solve your money problems by making money. No other approach is a solution. An abundance of money is your only solution.

Money Problems: Only for the poor?

Why are there so many people in the midst of money problems today? Is it really because of high living expenses and the gap between the “haves and the have-nots” driving people to live outside of their means? “Robbing Peter to pay Paul” is the way that many households are run, and one crisis can tip the scales from solvency to disaster.

Many seek financial counseling for answers, and some who take that route do find solutions which help them begin to live within their means. It is also true that financial problems are not entirely confined to those without what is deemed as adequate financial resources — for many with larger incomes also find themselves in the same boat of living from paycheck to paycheck.

Money Problems: Stewardship

Correcting money problems is a matter of being a good steward of the resources we have and allocating those resources in a manner that brings benefit rather than burden. This is a learned skill and begins with the choice to be the master of money rather than allowing money to master us.

We do not break the bad habit of debt through earning more money, but rather we break any habit by replacing it with a better one.

Therefore, in order to correct money problems we must change the way we view and use the money we already have through self-discipline. How do we find the self-discipline it takes to correct our money troubles?

Every freedom we have comes with responsibility, and income is no different. How we use what we are given determines our contentment with what we have, for money does not bring happiness nor contentment. So if we seek to satisfy the desires of our hearts with things then we will always need bigger and better things to satiate us.

Money Problems: Biblical view

The biblical view of money (and indeed the marshalling of our resources) is that we use it for the glory of God (1 Corinthians 10:31). Rather than seeking to gain more and more of what the world has to offer we need to seek after the things of God, and He in turn will supply all of our need.

“But seek first his kingdom and his righteousness, and all these things will be given to you as well” (Matthew 6:33, NIV). “And my God will meet all your needs according to his glorious riches in Christ Jesus” ( Philippians 4:19, NIV).

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Prosperity Mindset for LADA

LADA Prosperity Mindset

How good are you at receiving prosperity?

Do you wish for a life of abundance and prosperity but find yourself lacking when it comes to your money, time, health, comfort, or relationships?

If you don’t believe you’re destined for a prosperous and fulfilling life, then I want to offer you some encouragement in this area.

You absolutely deserve and are destined for abundance!

Additionally, the good news is that the secret of happiness is completely in your hands. You’re not at the mercy of your environment.

You just need to understand what receiving prosperity is all about.

Receiving Prosperity
Your Life Paradigm

The first thing I’d like you to pay special attention to is the paradigm you view the world through.

Prosperity really starts in your mind. Your thinking is everything.

Reflect on your normal thinking process in terms of abundance and lack.

Do you naturally feel as if there’s a vast amount of abundance available to all or do you live within the confines of feeling as if there’s a shortage of time, money, comfort, etc?

There’s a direct correlation between the life you’re leading and the thoughts you have in this area.

Until you can truly understand that this world is overflowing with everything you currently seek, you’ll continue to feel frustration at the lack you experience.

Think of it this way:

When you see people enjoying their lives, do you really think they deserve it any more than you do? Do you really? I hope not, because it’s not true.

The real difference between a person experiencing prosperity in life and you is? Simply that they’ve opened themselves up to receiving abundance and you haven’t… yet.

Their life paradigm says, “Abundance is all around me. Prosperity comes to me in both expected and unexpected ways.”

If you can set aside your paradigm that the world is full of “lack” and begin to see through this paradigm of abundance, prosperity isn’t far behind.

Receiving Prosperity
Becoming Thankful

After you’ve checked your thinking, what else can you do to begin receiving prosperity?

First of all, center in on being grateful.

Nothing repels abundance and prosperity faster than bitterness on your present condition. Sure, you may not be living your dream yet, but there are certainly aspects to your life that you feel grateful for right in this very moment.

Become aware of all you feel gratitude for.

This was a lesson regarding prosperity that took me a long time to understand. For many years, my focus was always on what was wrong. I always thought about that which I wanted to fix or make better.

I never allowed myself the healing process of being thankful for what I currently loved about my life. I didn’t think there was much to be grateful for until I stopped one day and really thought about it.

When I learned to find contentment in gratitude, my life began to change. I began to manifest prosperity. I began to see how effortless it really is to attract abundance.

You can do the same!

Receiving Prosperity
Accepting Prosperity and Abundance

The next step is to accept prosperity into your life.

Part of receiving prosperity is allowing yourself to deserve it. If you’re struggling to achieve that which you want, then somewhere along the way you’re simply rejecting good fortune.

Understand that if you’re stingy about life, prosperity will be stingy right back. This is true in terms of money, relationships, or whatever.

Don’t walk through life feeling stingy about what you deserve. Open yourself up and be willing to accept prosperity. Accept that which makes you feel fulfilled and purposeful.

Receiving Prosperity
Learn to Give

At the same time, never forget that one of the basic laws of prosperity and abundance is that you’ll receive back ten-fold that which you give.

Be willing to give your time, money, and resources to others in need.

Again, life is abundant if you see it that way. There’s always plenty unless you allow yourself to believe otherwise.

You’ll never be left wanting just because you give of yourself. The amazing part of the whole process is that when you give because you truly want to help others, the same kind of help comes back to you.

If you don’t have what you want in life right now it’s not your harvest, it’s your seed. For your Prosperity Seed go to: http://recyclingyourdollarsonline.info

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Wealth vs Poverty…Use Lada Hedge Fund

Stop Being Poor and Tired use
The Lada Group Hedge Fund

Make money and create wealth is all a part of God’s plan for your prosperity. He DOES want you to be wealthy—that is one of his promises. The Lada Group website is one path that you can use to take hold of that promise.

The only one that doesn’t want you wealthy is Satan. He UTTERLY FEARS a wealthy Christian that is not ashamed to proclaim the name of Jesus Christ.

Because of this Satan is spreading a lot of lies about money, in hopes that you believe them and that you’ll self sabotage your efforts to create wealth. He is very deceitful, and mostly uses half-truths to plant the seed of doubt in your mind.

How many of these half-truths have you heard about money?
Rich people are greedy, that’s how they got their money
When the bible talks about prosperity, it is referring to other blessings besides “money.”

All money belongs to God, and we’re just stewards of it.
It is greedy to think about ways to get more money so you can have a better life for your family.

God knows future events, so if you don’t have money, it was pre-destined in advance that you were to be poor.

God is not a gumball machine where you can ask for more money and he is obligated to spit out money to you.

It is impossible to get into heaven if you are wealthy
If anyone deserved to be wealthy, it would have been the apostles; and yet they died penniless.

Each of the above statements has a little bit of truth in it, and a little bit of falsehood. Because of the portion that is a true, Satan wants you to believe them. If you’re confused, about which part is true and which is false, that’s what he wants. Basically, he wants you to equate getting more money to being evil. It is very cleaver on his part.

But you are obviously not swayed by his half-truths, or otherwise you wouldn’t be searching the internet and landing on this web site right now.

How Can We Make Your Life More Prosperous?

The purpose of this website is two-fold. First, to be a beacon of light on the truth of the Gospel. It is “biblical” that you can make and have more money. Since Satan is trying to deceive you and make you mistrust this web site, you’ll see the scripture passages that say it is OK to have money and to create wealth. You can believe the bible, right?

You don’t have to be ashamed of making money or having money when you are talking with your friends and family. That is the desire of Satan. He plants the seed of envy in the hearts of poor people so it will grow and put social pressure on others like you that want to make money.

When that happens, you’ll put less effort into doing the things that make money. The result: you will be poorer. And when you’re poorer, your voice (when proclaiming the name of Jesus Christ) becomes diminished. Satan wins when you, as a Christian, are ashamed to make more money. Money matters when it comes to proclaiming the gospel – Satan knows it to be true, do you?

The second purpose of this web site is to point out the practical advice that comes out of the bible on how to make money. The bible is full of exceptional business advice. It is so down to earth, that you would have thought that it comes from the Chamber of Commerce. You won’t be ashamed to implement the ideas you’ll find on this web site. In fact, your family and friends will look at you with increased admiration because of the wisdom you’ve displayed.

Why isn’t this taught in churches?
You’ll probably never hear about this from the preachers in churches. Why? Because making money is not their calling–so how would they know the most efficient methods to make money? Preachers are called to expose sin in the lives of unbelievers so that the Holy Spirit can convict them to accept Christ as their Lord and Savior. That is a full-time job for them, and they base their reward in heaven by how many souls are saved in their churches.

There is no fault directed toward them for not knowing how to make money. We rejoice with them when each soul has been saved. But because that is their passion, they don’t have the time to devote to finding the passages in the bible that show how to make money and create wealth.

Save Your Way To Wealth?

Incidentally, what concepts do Preachers know about money? That is a good question. They know how to “save money.” And they are very good at that.

Why? Because most preachers are under-paid, so they have to stretch every single dollar that they do get. They have become masters at stewardship. So when they preach about money from the pulpit, they almost always talk about what they know: being a good steward. There is nothing wrong with a good savings plan.

You were called to be more than a steward though. Think about this… Say you hired a manager to invest your retirement money. At the end of the year, he comes back and gives you all your money back. But there is no “increase.” There isn’t even any interest money. You’d be furious with that steward and would fire him, right?

You know this situation sounds exactly like the parable of the talents from the bible, right? It is. And that is how God views your job here on earth. You are to make money. It is a command, not a suggestion.

The individual Christian is often on their own to find ways to make money. But there is some good news! This website is here to help you by pointing out the formula that God has written down in the bible. The bible is the map; this website is just the magnifying glass to help you read the fine print and to help you orient this map to the real-world around you. Learning how to make money is easier when you have a guide to show you how it is done.

Notice the word “easier,” not “easy.” You’ll not find a get-rich-overnight scheme here. It doesn’t work that way. Getting rich overnight usually involves a lot of pre-work in advance. It is like a farmer that plants his crops and waters them all summer long. On harvest day, he is wealthy; but prior to that, it was a lot of hard work. The farmer’s job is easier if he has an adviser telling him when is the best time to sow the seeds, when to put on the fertilizer, and how much water to add. That is the purpose of this web site. It can give you the advice that will help you make money easier.

Learn how to make money, God’s way. It is part of his plan to prosper you.
“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” Jeremiah 29:11 (NIV)

Where to Go Next: http://sixplusone7.com/listing/lada-group-hedge-fund/

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Today is The Techno-Info-Edutainment Age?

How to Become A Virtual Millionaire

We have determined that it would be much easier to create the lifestyle of a millionaire by focusing on creating income. So, we have done our best to become an expert in this very different way of thinking about the financial independence.

Let’s begin this lesson with a definition of the term Virtual Millionaire. This is an expression, known to the CPAs, but unknown to the general public.

Virtual Millionaire – An individual that has zero debt and a passive or near passive income of at least 60,000 a year/$5,000 a month.

You see, if you can produce $60,000 in a year in dependable passive income, this would be the equivalent of having $1,000,000 in the bank at 6%.

If building wealth for you and your family is what you desire than you must first understand where does money come from? To figure out the Mystery behind building wealth you must know the history of building wealth. Watch Video by clicking on the money below with the arrow.

First since the beginning of time yr 0-1750. We lived in an Agricultural age.
Meaning Land equal Wealth. You were either born rich or poor. If your family had the land you were rich and if they didn’t they were poor and worked for the land owner which is The Landlord. The Person who Owns the land. Question Are You a Landlord today?

During this era things were slow to changes. There was no technology back then. The land owner either planted seed to grow crops or raised Animals (livestock) to sell or barter. It was very hard to double or triple your money back then because you were limited by how much land you own. Crops grow in season so you can’t gather all your crop and expect some more to grow back immediately because they grow in season. Same with your livestock. It takes time for them to mature before you can take them to the marketplace.

Then from 1750 – 1950 We were in the Industrial Age
Machines equaled Wealth. When machines came in you were able to produce and gather your crop faster. You need machines to move the product to the market place where ever that was. You no longer had to work from Sun-up to Sunset. You now could work 5 days a week 8 hrs a day. Employers offered to pay for your education if you would go to school and get a management degree so you could manage the people who run the machines instead of being a worker on the machines.
This was the era of education (go to school and get and good education so you can get a good job. Also introduced during this time was the retirement plan and the middle class. People now had extra time and money. This was the era of the MBA. Masters in Business Administration. This where your employer offers to double your money for you to run the entire operation for them while they go and enjoy life.

1950 – 1978 Distribution Age
Outlets equal Wealth. Franchising was introduced. McDonalds, Chain stores, Network Marketing, and Walmart in 1960 became the richest family in the world at that time and when Sam Walton died his wife and children became the top 5 richest people in the world. So during this era this is where you acquired wealth.

1978 – 2004 was the Information Age
Who ever controlled the flow of information Controlled the Wealth. For example Google Adsense and other Pay per Click Sites. They started pay per click when they would charge the advertiser for each time someone clicked on their link. Different links were all over the page just like you see today with Ads running in the Sidebar of a website trying to draw your attention.

2004 – 2009  Was the TECHNO-INFO-EDUTAINMENT AGE. Today with technology the playing field to accomplish Wealth has been Leveled. Today just about everybody has a smart phone with an internet connection. If you have that you don’t have to look for a job you can create one for yourself and others. You just need the knowledge to know how to do that and that is what we are going to show you from The Lada Group.

2009 – ???? Is the Partnership Age and Who knows where this is going to end

partnership is an arrangement in which two or more individuals share the profits and liabilities of a business venture. Various arrangements are possible: all partners might share liabilities and profits equally, or some partners may have limited liability.

Who are you collaborating with to build wealth. You need a Proven System which one are you using?

If you want to build Wealth Today you have to be in the right Economic System. One that will help you to create money automatically. That is how the banks get their money. They create it out of nothing. All you need to do is turn on the switch by getting started. They say it’s the start that stops most people. What’s Stopping You?

What is the TECHNO-INFO-EDUTAINMENT AGE?

It is combining all the Economic Systems that ever existed into One Platform learn more at the (Virtual Millionaire Club).  An Internet connection that provides you with info on how to plant seeds like they did back in the Agricultural age but using up-to-date technology.

lada group make money with computer tablet smartphoneYour smart phone, tablet, laptop, and desktops are the machines like they used in the Industrial Age but now using modern technology.

Your phone is your distribution center like they used back in the distribution era but now using modern technology.

Your phone is TECHNOLOGY. The technology changes daily for the better. You just need to learn how to use it. Your computer it is just like your human brain. It has in it everything you need to succeed you just need to know how to pull the information that you need out.

Your phone is now full of information in which they used during the Information Age and still using today. If you don’t know something all you need to do is just Google It and you’ll find the answer. All this brings us to where we are today.The TECHNO-INFO-EDUTAINMENT AGE Using Technology to share information to Educate in a Entertaining Way.  Welcome to The LADA Group.

As you can see the Changes in Economics era”s comes a lot faster today than back in the Agricultural Age. As you can see the times between each Wealth Building opportunity gets shorter and shorter. And each Economic Era get better and easier. Today we’re in another Wealth Building Era called: The TECHNO-INFO-EDUTAINMENT AGE  What are you waiting for? We have the Solution. Your Money is waiting for you to come get it. We are going to show you how your money will work for you instead of you working for it. Get started by clicking here

lada group cash flow quadrant 2 linear vs residual

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