Leveraging and Duplication

Posts tagged ‘recycling’

LADA Group Shares Know Your Worth: If We Don’t Know, We Can’t Grow Our Community

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The LADA Group shares As I meet and speak with community members from all over the country, I am guaranteed to hear them express concern about the death of sustainable black owned businesses.
Currently, black owned businesses are vastly underrepresented, accounting for less than 7% of all small owned businesses, even though we account for 13% of the population. African Americans certainly have an entrepreneurial spirit as we are more likely to start a business relative to other racial groups. But, limited access to resources (e.g., capital, clientele, etc.), increase our businesses’ likelihood to close its doors. Research suggests that communities’ generational economic empowerment is linked to entrepreneurial success.
Therefore, if we are serious about improving our communities, improving our schools, providing jobs (black businesses are the 2nd highest employer of African Americans after the government), we must advance and strengthen black owned businesses.Over the weekend, The Nielsen Company released “The State of the African American Consumer”, a groundbreaking report projecting African Americans buying power at 1.1 Trillion dollars annually by 2015. To illustrate how massive this figure is, if African Americans’ purchasing power equated to a country’s GDP, we would be the 16th largest country in the world! What does this mean? Black consumers have more economic power than we may realize.
It is important to note that the 1.1 Trillion figure may not necessarily be all cash on hand, as we may be using credit cards and loans to make certain purchases. Also, spending power increases and/or decreases with one’s income. However, as a collective, there is enormous potential for black consumers to leverage our economic power by way of supporting black owned businesses to foster community economic development.The NAACP and other organizations are constantly advocating for policies to create more opportunities for black owned businesses (e.g., increasing access to capital) to succeed. But, while these organizations are affecting change at an institutional level, I want to highlight how we, as individuals, can foster an environment where more black businesses can thrive.
First, we must stop the massive “leakage” of our money out of our communities. Currently, a dollar circulates in Asian communities for a month, in Jewish communities approximately 20 days and white communities 17 days. How long does a dollar circulate in the black community? 6 hours!!! African American buying power is at 1.1 Trillion; and yet only 2 cents of every dollar an African American spends in this country goes to black owned businesses.Maggie Anderson, Co-Founder of the Empowerment Project, decided to address this dilemma by committing to “buying black” along with her husband (and two children) for an entire year. In her book titled, “Our Black Year”, Anderson recounts her experiences patronizing black owned businesses while highlighting the challenges many black businesses face (black businesses lag behind all other businesses in every measure of success). Interestingly, throughout her journey, Anderson fielded accusations of racism for her “buying black’ project. But, what must be understood, and Anderson reiterates repeatedly in her book, is Black economic empowerment is healthy for everyone.
Considering the crux of impoverished communities’ problems are often economics, reinvesting in black businesses is one of the best ways to address socioeconomic disparities.You may be thinking “what if there are no black owned businesses near me? What if the prices are too high? And/or what if their services aren’t on par?” These are all challenges Anderson encounters on her yearlong journey. But what she realized, and many of us must realize, is that this effort requires sacrifice and persistence – just like generations before us sacrificed and persisted to provide us with opportunities (which many of them did not live to see). If we want to remedy problems in our community, many of which are systemic and multi-generational, then we must remain steadfast.
Furthermore, with the internet we now have more options, such as the website for the Empowerment Experiment, to overcome some of these barriers.It may be unrealistic to expect the African American consumer to exclusively patronize black owned businesses for various reasons including budgetary constraints, accessibility, or product availability. But in those instances where you do have options (e.g., restaurants, clothing, printing services, natural hair products, etc.), I challenge you to answer our call to action to try to be a conscious consumer. Over the next week, the NAACP Economic Department’s social media campaign, #knowyourworth, will highlight statistics and resources to support your consumption efforts. We must lead the way in investing in our own businesses, and we can by starting with our own 1.1 Trillion dollars. Because if we don’t support black owned businesses, it becomes that much harder to demand anyone else to.
So start with the contacts in your cellphone. That is your community and connect that community together and that will help build the Black Community as a hold if we just use cooperative economics that The LADA Group www.ladaproject1024.com has put together
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Fixing the Wealth Gap with LADA

FIXING THE WEALTH GAP IN AMERICA WITH LADA

As Congress and the White House wrestle whether to raise taxes for the wealthiest Americans, a new analysis of Census data shows that the wealth gaps between whites and blacks and Hispanics widened dramatically during the recession.

The analysis by the Pew Research Center, released on Tuesday, found that from 2005 to 2009, inflation-adjusted median wealth fell 66 percent among Hispanic households and 53 percent among black households, compared with a 16 percent decline among white households.

Those declines increased the wealth gap between white and minority households to the largest since the census began collecting such data in 1984. The ratio of wealth for whites to blacks, for instance, is now roughly 20 to 1, compared to 12 to 1 in the first survey 25 years ago and 7 to 1 in 1995, when a booming economy lifted many low-income Americans into the middle class.

The wealth ratio for whites to Hispanics was 18 to 1 in 2009, also up from 7 to 1 in 1995, the Pew analysis found.

The declines from the recession left the median black household with $5,677 in wealth (assets minus debts, where assets include items like a car, a home, savings, retirement funds, etc.) and the typical Hispanic household with $6,325. White households, by comparison, had $113,149, the study found.

National Urban League President and CEO Marc Morial called the report a “wake-up call” that minority communities need more investment in long-term job creation.

In the Book of Genesis, which means the book of “beginnings”, we find the expression of a seed principle that runs throughout the scriptures, and a principle that will endure as long as earth. Chapter 8, verse 22 reads, “As long as the earth endures, seedtime and harvest, cold and heat, summer and winter, day and night will never cease.” In other words, seedtime and harvest, that is “sowing and reaping”, will be as unchangeable and predictable as day and night.

Sowing and reaping is a law, like the law of gravity. The law of gravity always works the same way for everyone. So does the law of sowing and reaping. It’s a fixed principle that God built into his creation. In Galatians 6:7, we are told, “Whatever a man sows, that he will also reap.”

If we would just sow (you reap what you sow) some money into one another (your harvest) by simply recycling dollars (paying it forward) between one another (watering the seed) we would create an extraordinary income (harvest) for all. Create an Asset that will Pay You.

For more information go to:  http://recyclingyourdollarsonline.info

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Are You A Hired Servant? (Got a Job or Self-Employed)

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A modern day Slave…hired servant Web definitions
A servant who received wages for his or her labor; had power to select his or her own master and specify the amount of time to serve, in contrast to *convict servants, *indentured servants, and *redemptioners who lacked these abilities; hired servants were not necessarily immigrants, though many * …
When you get paid in the form of a Pay Check or Cash Money (Federal Reserve Notes)…That’s not money it’s an IOU. If you’re employer told you that they had no money and was going to pay you in IOU’s would you keep going to work?

An employee is an individual who was hired by an employer to do a specific job. The employee is hired by the employer after an application and interview process results in his or her selection as an employee.

The terms of an individual’s employment are specified by an offer letter, an employment contract, or verbally. In workplaces represented by a union, the collective bargaining agreement covers most aspects of an employee’s relationship with the workplace.
An employee works part-time, full time or is temporary.

An employee barters his or her skills, knowledge, experience, and contribution in exchange for compensation from an employer. An employee is either exempt from overtime or not exempt from overtime; the rules about paying an employee are governed by the Fair Labor Standards Act (FLSA).

Each employee has a specific job to accomplish that is often defined by a job description. In responsible organizations, a performance development planning process defines the work of the employee and the organization’s expectation’s for the employee’s performance.

An employee works within a functional area or department such as marketing or Human Resources. An employee has a boss, the person he or she reports to and takes direction from, usually a manager or supervisor. The employee has a work station or office in which he or she accomplishes the job. The employer supplies the employee with the tools and equipment necessary to perform work such as a computer, telephone, and supplies.
In forward thinking organizations, the employee receives frequent performance feedback from the employer, rewards and recognition, and a reasonable benefits package. Although most employment relationships are at-will, the employee who performs the job successfully is likely, although not guaranteed, to keep the job.

What is Employment?
Employment is an agreement between an employer and an employee that the employee will provide certain services on the job, and in the employer’s designated workplace, to facilitate the accomplishment of the employer organization’s goals and mission, in return for compensation. The agreement can be verbal, implied, or an official employment contract.

In employment, the employer determines the where, when, how, why, and what of the work that is performed by the employee. The degree of input, autonomy and self-directedness that an employee experiences on the job is a by-product of an employer’s philosophy of management and employment.

In the United States, much of an employment relationship between an employer and employee is governed by the needs, profitability, and management philosophy of an employer as well as the availability of employees. Increasingly, however, Federal and state laws are enacted which direct the employment relationship and decrease the autonomy of employers.

Employment ends at the prerogative of the employer or the employee.

Now See what The LADA Group has to offer you https://recyclingdollars.wordpress.com/lada-hedge-fund/

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The LADA Group…3 Things Wall St Not Telling?


1.   GLOBAL ECONOMIES ARE OVER-EXTENDED
The leading economies of the world are in hyper inflation RIGHT NOW.
So what is Occupied Wall Street not telling you?
Governments cannot just print money to stimulate the economy, as banks can only print 10 times the value in cash of the gold in the reserves.
Today they have already gone way beyond that 10 times limit and have no more margin left to risk, as it would cause a paper money melt-down.

2.    THE DOMINO EFFECT OF THE WORLD’S ECONOMIES
All the worlds economies are linked, Occupied Wall Street knows Europe in turmoil and panic, they know it’s just a matter of time, as it only takes just one currency to go pop and the domino effect follows.
Germany, Greece, the United States, Portugal and Ireland are bankrupt or on a knife edge right now.
Want to bet who goes under first? Occupied Wall Street are not speculating on that future, as there is no point in betting which one goes first, it really doesn’t matter, when one goes under, we all go under.

3.    THE BANKS CONSIDER YOUR PAPER MONEY TO BE WORTHLESS
How will you survive when the banks are throwing worthless paper out of their doors to protect their staff from riots?
How long can Occupied Wall Street hush it all up?
Remember Germany not so long ago, when it took a wheel barrow load of money to buy ONE LOAF of bread?
The Stock Market is LOSING approximately 20 BILLION A DAY.
How long have you got?

Play Safe..
We all need enough income now to buy Silver & Gold ASAP, this is the historic wealth safe-keeper since time began.
The LADA Group is the smart way 780,000 people globally have prepared themselves for what is coming and are currently generating thousands in monthly cash to buy their job freedom today.

Here’s one thing Occupied Wall Street should be telling you..
The LADA Group Economic solution to your future is right here, learn more at The LADA Group

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Jesus and Money….LADA

Did Jesus give us any financial guidance?

Although the New Testament does tell us about Jesus and money, it does not reveal whether or not He carried any Himself. We are told that Judas carried the moneybag for the group of disciples ( John 12:5). So Jesus delegated that responsibility to others in the band that traveled with Him, and they bought the bread that was needed for themselves and Jesus.

However, Jesus recognized the importance of money and the proper use of it, and He spoke of that principle many times. When the rich young ruler came to Jesus asking what he could do to inherit eternal life, Jesus told him to sell all he had, and the young man went away sorrowing (Luke 18:18-23). Jesus used this incident to state, “How hard it is for the rich to enter the kingdom of God! Indeed, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” Those who heard this asked, “Who then can be saved?” Jesus replied, “What is impossible with men is possible with God.”(Luke 18:24-27, NIV). It is possible with God for we know that a rich man named Joseph of Arimathea gave his tomb for Jesus to be laid in (Matthew 27:57).

The position of Jesus and money in regards to taxes and giving to God is also made clear through Jesus’ teaching. When the Pharisees tried to tempt Jesus to speak out against Rome, Jesus gave them a principle that holds true today when he said to them, “Give to Caesar what is Caesar’s, and to God what is God’s” (Matthew 22:21, NIV). In other words, be subject to the powers over you (Romans 13:1-7) and pay taxes or tribute, as it is required. At another time, God supplied the money for Jesus’ tribute or tax through the mouth of a fish (Matthew 17:24-27).

Jesus also gave a parable about the correct stewardship of money in Matthew 25:14-30. Two of the servants who received their master’s talents were wise stewards, gaining more from what they had been given, and were thus rewarded. The one foolish servant who misused the master’s talents, lost that talent and his reward. The principle is that all that we have belongs to the LORD and how we use it, as wise and good stewards will determine rewards. These “talents” are inclusive of all of the details of our lives: time, money, relationships, and gifts. All we have is by the grace of God and being a wise servant who does all to the glory of God is our “reasonable service” (Romans 12:1, KJV).

Jesus’ teaching on the details of life, which includes money, was that God would provide for all of the believer’s needs. “But seek first his kingdom and his righteousness, and all these things will be given to you as well.” (Matthew 6:33, NIV). This truth is certainly illustrated by the widow’s two mites (Mark 12:42). Whereas she gave to God all that she had, there were some rich who cast into the temple treasury from their abundance just for the show of it. The lesson that Jesus gave in all this was that the widow gave more than all of the others. The implication here is that she gave her all to God and trusted Him to supply her need.
Learn More About Overcoming Money Problems!

http://theladagroup.com

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Solving Money Problems with LADA

The LADA Way to Solve Money Problems

How do you solve money problems?
1. Stop spending
2. Worry
3. Blame someone or something
4. Give up
5. Go further into debt
6. Sell a possession
7. Become depressed
8. Complain
9. Cheat or steal
10. Hope someone will just give you the money you need

Of course, none of these solutions help you gain more money.
However, this solution is effective.

“I answer money problems with lots of money, not with worry or sadness or impractical hope.” — L. Ron Hubbard

Ecclesiastes 10:19 (NIV)  A feast is made for laughter, wine makes life merry,
and money is the answer for everything.

You solve your money problems by making money. No other approach is a solution. An abundance of money is your only solution.

Money Problems: Only for the poor?

Why are there so many people in the midst of money problems today? Is it really because of high living expenses and the gap between the “haves and the have-nots” driving people to live outside of their means? “Robbing Peter to pay Paul” is the way that many households are run, and one crisis can tip the scales from solvency to disaster.

Many seek financial counseling for answers, and some who take that route do find solutions which help them begin to live within their means. It is also true that financial problems are not entirely confined to those without what is deemed as adequate financial resources — for many with larger incomes also find themselves in the same boat of living from paycheck to paycheck.

Money Problems: Stewardship

Correcting money problems is a matter of being a good steward of the resources we have and allocating those resources in a manner that brings benefit rather than burden. This is a learned skill and begins with the choice to be the master of money rather than allowing money to master us.

We do not break the bad habit of debt through earning more money, but rather we break any habit by replacing it with a better one.

Therefore, in order to correct money problems we must change the way we view and use the money we already have through self-discipline. How do we find the self-discipline it takes to correct our money troubles?

Every freedom we have comes with responsibility, and income is no different. How we use what we are given determines our contentment with what we have, for money does not bring happiness nor contentment. So if we seek to satisfy the desires of our hearts with things then we will always need bigger and better things to satiate us.

Money Problems: Biblical view

The biblical view of money (and indeed the marshalling of our resources) is that we use it for the glory of God (1 Corinthians 10:31). Rather than seeking to gain more and more of what the world has to offer we need to seek after the things of God, and He in turn will supply all of our need.

“But seek first his kingdom and his righteousness, and all these things will be given to you as well” (Matthew 6:33, NIV). “And my God will meet all your needs according to his glorious riches in Christ Jesus” ( Philippians 4:19, NIV).

Learn More About Getting Help!    http://sixplusone7.com/listing/lada-group-hedge-fund/

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Sowing and Reaping with LADA

The LADA Laws of Sowing and Reaping
In the Book of Genesis, which means the book of “beginnings”, we find the expression of a seed principle that runs throughout the scriptures, and a principle that will endure as long as earth. Chapter 8, verse 22 reads, “As long as the earth endures, seed time and harvest, cold and heat, summer and winter, day and night will never cease.” In other words, seed time and harvest, that is “sowing and reaping”, will be as unchangeable and predictable as day and night.

Sowing and reaping is a law, like the law of gravity. The law of gravity always works the same way for everyone. So does the law of sowing and reaping. It’s a fixed principle that God built into his creation. In Galatians 6:7, we are told, “Whatever a man sows, that he will also reap.”

Essentially, this means that every action has a predictable consequence. If I sow corn, I’ll get corn, not potatoes. If I sow radishes, I’ll get radishes, not squash. If I sow beans, I’ll get beans, not watermelons. It also works the same way in the spiritual realm. If I sow (give away) life to others, I will reap life myself. If I sow provision for others, I will reap provision for myself. If I sow forgiveness toward others, I’ll reap forgiveness for myself.

In Luke 6:38, Jesus assured us that we could count on it. The law of sowing and reaping always works, and it always works the same way for everyone. If you sow bad things, you reap bad things. So He starts off in verse 37 with a warning: “Do not judge!” Guess what happens if you do? You guessed it – you’ll reap judgment. But if you refrain from judgment and condemnation, you’ll escape reaping it from others. And then he goes on to apply this law of sowing and reaping to our giving of material goods: “Give and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”

This addresses a very human fear, namely, that if I give anything away, I won’t have anything left for myself. Jesus says that just the opposite is true. Give the very thing you need, and you will get more. Not only will you have enough for yourself, but the more you give, the more you’ll be given. The bigger the sowing, the bigger the reaping.
Any farmer knows that. If you want a small crop, you sow just a little seed. If you want a big crop, you sow a lot of seed. And Paul expands on that principle in II Corinthians 9, where he has been encouraging the people of Corinth to give generously to the believers in Jerusalem who were going through a famine and needed help. He says, in verse 6 of that chapter that “Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.”

In Galatians 6:7, Paul says something very interesting about sowing and reaping. He begins by saying, “Do not be deceived.” The reason he says that is because so many people are deceived about sowing and reaping. And then he assures us that we will reap whatever we sow. So what’s the big deception? It has to do with a lapse in time between the sowing and the reaping. For example, some people sow the sinful deeds of death and then, because they don’t see the immediate consequences, they come to the conclusion that they got away with something. But sooner or later, the law of sowing and reaping will work, because it always works the same way for everyone. Sowing the sinful deeds of death will eventually and inevitably bring a reaping of death and destruction. Violent people reap violence. Unfaithful people reap unfaithfulness. Bitter people reap bitterness. Selfish people reap selfishness. It’s a law, like gravity.

But the deception also works on the other side, with sowing good seed, righteous seed, the seed of generosity and good works. How so? We can sometimes be deceived into thinking that, just because we don’t see immediate results, that the law of sowing and reaping doesn’t work. God promised that if I would give, it would be given to me. But there may be a significant lapse of time between the sowing and the reaping. In nature, if you sow rabbit seed, it takes about 31 days to reap a crop of rabbits. If you sow elephant seed, it takes about 22 months to reap a baby elephant. But sooner or later, you always reap exactly what you sow! And Paul offers these encouraging words to people who spend their lives sowing love, kindness, and generous provision, verse 9: “Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.”

God always invites us to trust Him, and to believe that His only desire is to bless us. He invites us to invest heavily in the things of the Kingdom, and expect that we will, in the end, reap an abundant harvest of righteousness. Some of it will come back to us very quickly. And some of it will come back to us more slowly, but just when we need it.

What we need to understand is that God’s invitation to give generously is an invitation to invest in His purposes. And when we invest in the purposes of God, He always pays us back with interest. Let me demonstrate from God’s creation. When you put one grain of wheat into the ground, how many grains do you get back? Well try it. Pick the stock of wheat that grows from that one grain and count the number of grains in that one head of wheat. Let’s say you got twenty back. So what percentage of interest did you gain on your investment? If you’re slow at math, it’s a 2,000 percent interest on your investment. When’s the last time you earned that kind of interest by leaving you money in a personal saving account in your local bank?

God invites you and me to invest in an unseen kingdom and trust that the reward on our investment will go beyond our wildest dreams. “Good measure, pressed down, shaken together, flowing over will be poured into your lap!” The real key, though, is asking God where he wants us to sow, and then obeying his voice. He’s full of “hot tips!” He knows where the growth potential is! Do you hear the Lord saying to you that sowing into the ministry of Stewardship is a very good investment? If not, then don’t do it. But if you do, then be wise and sow generously, because the more you sow, the more you’ll reap – and that’s a promise! http://recyclingyourdollarsonline.info

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