San Diego Community Investment Fund

What does Unity in the Community mean?

It means creating an environment in which everybody feels welcome. The people of a community should be united and in times of hardships come together and face one common goal.

What is the benefits of unity in community?

Unity represents togetherness. Therefore, it is standing together for every thick and thin matter. There are many stories as well as real-life incidences have proved that unity always leads a harmonious and fulfilling life for all.


A venture (nonprofit or for-profit) can raise capital from their community either directly or indirectly. The direct approach is sometimes referred to as investment crowdfunding, a term that includes both direct public offerings (DPOs) and Title III Regulation Crowdfunding. Indirectly, a venture can be funded by a Community Investment Fund (CIF). CIFs help to empower communities by allowing community members, anyone of virtually any economic class, to invest in a community fund which in turns invests in ventures, revitalization projects or other mission driven enterprises. CIFs allow communities to build wealth through a cycle of investment, growth, profit (returned to community investors), and reinvestment. Read more about the power of community capital here.

Why we like Community Investment Funds
A CIF can be a particularly important component of a healthy local economy for four key reasons: Scale, efficiency, diversification, and liquidity.

  • A CIF can be more scalable because it can potentially raise an unlimited amount of money and finance an unlimited number of local ventures. Note that we don’t use “scale” in the Wall Street sense of bigger transactions. In a CIF, the transactions should always be at a human scale, but we need a lot more of them to truly change the economy and to create a culture of community investment.
  • A CIF can be more efficient because each investor only needs to do due diligence once on the fund, and then the fund handles due diligence on outgoing investments.
  • A CIF is more diversified when compared to having each investor invest in one or a small number of local ventures.
  • A CIF may be in a better position than individual ventures to offer its investors liquidity (i.e., a way to sell the investment). A CIF can be set up to redeem investors who need to exit the investment.

Fundsz pay you every Friday creating a weekly passive income and they do all the work for you. They average paying around 3% a week or 12% per month or 365.089% A YEAR.

What is a good rate of return on investment account?

about 7% per year according to Sofi. SoFi is a different kind of finance company whose goal is to help people get their money right. Our products are built around our members—so that they have the tools they need to take control of their financial futures.

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